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TERMS AND CONDITIONS

Last updated: 2021-01-01

  1. Introduction

Welcome to IdeaHub IT Solutions Provider Inc. (“Company”, “we”, “our”, “us”)!

These Terms of Service (“Terms”, “Terms of Service”) govern your use of our website located at https://www.ideapay.ph/ (together or individually “Service”) operated by IdeaHub IT Solutions Provider Inc..

Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages.

Your agreement with us includes these Terms and our Privacy Policy (“Agreements”). You acknowledge that you have read and understood Agreements, and agree to be bound of them.

If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know by emailing at [email protected] so we can try to find a solution. These Terms apply to all visitors, users and others who wish to access or use Service.

  1. Information provided by MERCHANT; Representations and Warranties

1.1 MERCHANT shall provide all personal information relating to MERCHANT and its business. MERCHANT represents and warrants the correctness of all information given by it

1.2 MERCHANT hereby represents and warrants to IDEAHUB that:

  • it will maintain the value and reputation of IDEAHUB to the best of its reasonable ability;
  • it will conduct its business affairs in an ethical manner and in accordance with the terms and intent of this Agreement, and in compliance with all applicable government regulations;
  • it shall not use the Processing Services in connection with any illegal or fraudulent business activities;
  • it shall not permit or authorize any other person or company to use the Processing Services;
  • MERCHANT has the power to execute, deliver and perform this Agreement, and this Agreement is duly authorized, and will not violate any provisions of law, or conflict with any other agreement to which MERCHANT is subject;
  • MERCHANT has all licenses, required to conduct its business and is so qualified to do business in every jurisdiction where it is authorized to do so;
  • There is no action, suit or proceeding at law or in equity now pending or to the MERCHANT‘s knowledge, threatened by or against or affecting MERCHANT which would substantially impair its right to carry on its business as now conducted or will adversely affect its financial condition or operations;
  • Each Transaction presented to IDEAHUB is genuine and is not the result of any fraudulent      transaction but rather the result of a bona fide Transaction for the purchase of goods or services by the cardholder or user of transaction services;
  • Its Web sites, products and services and the conduct of MERCHANT’s business will at all times comply in full with all requirements of any applicable legal authorities, Card Network (Visa, Mastercard, JCB, Amex) rules and laws, Alternative Payment method rules (i.e. Bancnet, Paypal, Chinese Debit Cards, Sofortbanking, Poli, Giropay, Alipay etc) and Country Banking Laws including but not limited to statutes for the protection of consumers; and
  • If applicable, MERCHANT has fully complied with IDEAHUB’s and/or any applicable 3rd party procedures including but not limited to Card Issuer’s and Card Association’s procedures for accepting Cards, Local ATM Switch (i.e. Bancnet) , other Alternative Payment methods (i.e. Paypal, Gcash, Sofortbanking, Poli, Giropay, Alipay etc) or banking rules for accepting electronic funds or demand drafts, or any other applicable rule depending on the nature of the transaction and the transaction itself shall not be subject to any defense, dispute, offset or counterclaim which may be raised by any customer under the respective rules, any criminal statute or any statute or regulation for the protection of consumers. Liability for any offset, refund, counter claim or adjustment in any transaction shall remain solely with MERCHANT and MERCHANT shall indemnify and hold IDEAHUB free and harmless from any liability therefore.

 

1.3 MERCHANT and IDEAHUB recognize that Customers may direct to MERCHANT or IDEAHUB inquiries and complaints concerning purchases, deliveries, returns, adjustments, charges, credits, payments, refund requests, dispute requests and other matters, some or all of which cannot be properly answered without the full and prompt cooperation of the other party, and each party agrees to cooperate and to maintain in its own operations high standards of quality and courtesy and full compliance with law and good business practice. Notwithstanding the previous sentence, MERCHANT shall be solely responsible for resolving any Customer question, complaint, or dispute regarding or relating to any good or service sold or offered for sale through MERCHANT, including but not limited to questions, complaints, or disputes regarding the quality and/or nature of the good or service, delivery of the good or service, and alleged misrepresentations in connection with such good or service.

1.4 The MERCHANT acknowledges to IDEAHUB that they are independent contractors and that nothing herein shall be construed as creating a joint venture or partnership between them. For greater certainty, MERCHANT acknowledges that IDEAHUB is not involved in the MERCHANT‘s business and agrees that the MERCHANT does not have the authority to bind IDEAHUB or to incur any obligation, or make any warranty, guarantee or representation whether written or verbal, on IDEAHUB’s behalf.

1.5 MERCHANT shall provide IDEAHUB with immediate notice of its intent to

  • transfer or sell any substantial part of its total assets, or
  • commence a winding up of MERCHANT, or
  • change the basic nature of its business, including selling any products or services not related  to its current business
  • If MERCHANT has included products and services that is not allowed to process by our acquiring bank.  (Please refer to Appendix C of Merchant Restrictions / Thresholds)
  • change of any websites and its content used for selling the products or change of physical locations
  • change ownership or transfer control of its business; or
  • enter into any joint venture, partnership or similar business arrangement whereby any person          
  • or entity not a party to this Agreement assumes any interest in MERCHANT‘s business.

 

1.6 Failure to provide notice as required may be deemed a material breach and shall be sufficient grounds for termination of the Agreement. In the event any of the changes listed above should occur, IDEAHUB shall have the option to re-negotiate the terms of this Agreement or provide immediate notice of termination.

 

  1. Data protection, Fraud Detection

2.1 The services provided by IDEAHUB require the processing of data provided by MERCHANT including personal data relating to third parties. IDEAHUB extends great efforts to provide industry-leading fraud detection measures which also require the processing of third party personal data.

2.2 MERCHANT hereby agrees to the processing, storage and/or transfer of all data – including but not limited to personal data – by IDEAHUB and third parties employed by or cooperating with IDEAHUB to the extent such storage is necessary to fulfill any of IDEAHUB’s obligations under this agreement.

2.3 MERCHANT also agrees to the processing, storage and/or transfer of all data – including but not limited to personal data – by IDEAHUB and/or a third party to provide effective mechanisms for the detection of fraud.

2.4 IDEAHUB shall process all data in accordance with applicable data protection laws. MERCHANT represents and warrants that all customers of MERCHANT have agreed to the use of their data in accordance with this agreement and all applicable laws.

2.5 A complete report of all activity affecting merchant account shall be available to MERCHANT with each settlement of the account, along with such other information as MERCHANT may reasonably request. MERCHANT shall also have administrative, read-only access to the merchant account at all times. This merchant account is accessible only through the Integration of IDEAHUB’s payment service, IdeaPay. IdeaPay shall assign MERCHANT with its own merchant account upon completion of the full application process by MERCHANT with IdeaPay. The merchant account shall not be activated until IdeaPay has provided notice to Merchant of its live status. MERCHANT will be assigned a password during the merchant account application process. This password will be required to sign into IdeaPay’s website each time the MERCHANT wishes to use the same; and MERCHANT shall be responsible for all transactions in the merchant account and specifically undertakes not to reveal its password to anyone unauthorized to possess this information. Any breach of such security will be at the risk of MERCHANT and MERCHANT must notify IDEAHUB’s Technical Support immediately via telephone if the confidential information concerning MERCHANT‘s password has been compromised in any manner whatsoever. Once IDEAHUB receives such notification, it may immediately suspend the merchant account upon notice from MERCHANT until password has been changed. MERCHANT alone is responsible for all movement of funds in merchant account up to the time the MERCHANT shall have notified IDEAHUB to suspend the MERCHANT Account.

2.6 MERCHANT hereby acknowledges that it will not recycle transactions through or from IDEAHUB. Recycling means to try to send a rejected transaction from one merchant account through another merchant account of the same payment method (i.e. Credit card/Debit Card, ATM card, Bancnet, Gcash, Chinese Debit Card, Sofortbanking, Poli, Giropay, Alipay etc).

 

  1. Indemnification and limitation of liability

3.1 MERCHANT shall indemnify and hold harmless IDEAHUB, its assignees, agents, employees, officers and directors from and against any and all claims, penalties, demands, losses, costs, expenses, obligations, liabilities, damages, recoveries, and deficiencies, including interest, penalties and reasonable legal fees that arise, result from, or relate to the operation by  MERCHANT or MERCHANT’s business, any acts or omissions of MERCHANT or their assignees, agents, employees, officers or directors, any claims by third parties resulting from or in connection with MERCHANT’s’ products or services, or any breach of or failure by  MERCHANT to perform any of its representations, warranties, covenants or agreements in this Agreement or in any schedule, supplemental agreement, appendix or other instrument furnished or to be furnished to MERCHANT under this Agreement.

3.2 MERCHANT agrees that all warranties or conditions with respect to the Processing Services or any other services rendered by IDEAHUB are hereby disclaimed by IDEAHUB, its affiliates, agents and licensors including all warranties, conditions, or representations of any kind, express or implied, statutory or otherwise, and whether arising by law or out of a course of dealing or usage of trade, including, without limitation, any warranty or condition of merchantable quality, merchantability, title, non-infringement, satisfactory quality, or fitness for a particular purpose. No representation or other affirmation of fact which is not contained in this Agreement shall be deemed to be binding on IDEAHUB.

3.3 IDEAHUB’s entire liability and MERCHANT‘s exclusive remedy under this Agreement shall be as follows:

  • With respect to any claim concerning performance or non-performance by IDEAHUB pursuant to, or in any other way related to the subject matter of this Agreement, or with respect to any claim of non-conformance of the Processing Services to the terms of this Agreement, or any claim for breach or default by IDEAHUB, MERCHANT‘s exclusive remedy shall be the recovery of its collective actual damages, but only up to a limit of Philippine Pesos 100,000 or USD equivalent; and
  • IDEAHUB’s liability for damages to MERCHANT with respect to any Card Transaction, or for any cause whatsoever, and regardless of the form or cause of action, whether in contract or in tort, including negligence, shall be limited to MERCHANT‘s direct damages and shall not, in the aggregate, exceed the amount represented by the transaction record in connection with such Card Transaction, less the applicable fees payable to IDEAHUB hereunder.

 

3.4 In no event will IDEAHUB be liable for or MERCHANT have a remedy for the recovery of:

  • any special, indirect or consequential damages, even if IDEAHUB has been advised of the possibility thereof, including, but not limited to, lost profits, lost revenues, loss of data, loss of use of any computer system, failure to realize expected savings, or other commercial or economic loss of any kind; or
  • any damages caused by MERCHANT‘s failure to meet MERCHANT‘s responsibilities, which responsibilities include, without limitation, the provision of properly functioning and compatible hardware, operating systems, applications software or databases, or arising out of incomplete or inaccurate information provided to IDEAHUB.

 

3.5   MERCHANT shall be responsible for regularly backing up all data and databases used with all the MERCHANT’s systems. MERCHANT assumes full responsibility for the use of its systems and any information entered, used and stored thereon, including, without limitation, protection of data from viruses, or any unintended modification, destruction or disclosure, and for the accuracy and integrity of the results.

3.6 MERCHANT shall be solely responsible and liable for any and all applicable sales, Value added tax, use, excise or similar taxes in connection with the sale or distribution of goods or services to Customers through any services provided by IDEAHUB.

3.7 Each party acknowledges that any and all confidential information disclosed or submitted by one party (the “Disclosing Party”) to the other (the “Receiving Party”) hereunder shall be received and maintained by the Receiving Party in strict confidence, shall not be used for any purposes other than those expressly permitted under this Agreement and shall not be disclosed to any third party without the prior written consent of the Disclosing Party. Each party agrees to limit access to the other party‘s confidential information to those of its affiliates, directors, officers, employees, designees and representatives having a need to know such confidential information. The Receiving Party shall be fully and directly responsible and liable to the Disclosing Party for any breach of this Section by the Receiving Party‘s employees or other third parties receiving access to the Disclosing Party‘s confidential information through or on behalf of the Receiving Party.

3.8 IDEAHUB assumes no responsibility for MERCHANT‘s negligence or failure to protect data from viruses, or any unintended modification, destruction, or disclosure of any data, software or other information.

3.9 MERCHANT acknowledges and agrees that the allocation of risk contained in this clause is reflected in the fees and other charges under this Agreement and is a reasonable allocation of the risk between the parties.

3.10 The limitations of warranty and liability in this clause shall apply whether or not the alleged breach, default, non-performance, failure or liability is a result of a breach of warranty, condition or fundamental term, or a fundamental breach.

3.11 IDEAHUB, its affiliates, agents or licensors shall not be liable for any loss resulting from erroneous statements or errors in transmission, nor for any loss resulting from any delay, interruption or failure to perform hereunder due to any circumstances beyond IDEAHUB’s reasonable control including, without limitation, acts of God, fire, explosion, earthquake, riot, war, sabotage, accident, embargo, storms, strikes, lockouts, any interruption, failure or defects in Internet, telephone, or other interconnect services or in electronic or mechanical equipment.

3.12 IDEAHUB‘s obligations hereunder shall be suspended during any of the foregoing circumstances, which suspension shall not be a cause for termination of this Agreement by MERCHANT

3.13 MERCHANT acknowledges that IDEAHUB is reliant to other financial providers / banking institutions or third party processor in providing its processing services.  Should these parties/entities close down or declared bankruptcy, IDEAHUB will not be liable to the MERCHANTIDEAHUB from its best effort, will recover the merchant’s exposure with these entities.

 

  1. Settlement of Funds, Payouts

4.1 IDEAHUB will settle funds (payouts) due to MERCHANT on a regular basis (e.g. weekly or bi-weekly) as agreed between the parties.

4.2 IDEAHUB shall – at its sole discretion – be entitled to deduct any and all amounts owed by MERCHANT, including but not limited to penalties and chargebacks in accordance with the regulations of the payment organizations and banks, claims of specific performance from MERCHANT’s customers, refund request from customers.

4.3 All penalties and fines will be borne by the MERCHANT as assessed by the card network operator or other financial institutions. Should the chargebacks, penalties and fines becomes due, IDEAHUB will present to MERCHANT via a billing statement of the penalties/fines that was incurred. MERCHANT must settle IDEAHUB within 5 working days from the sending of the billing statement.

4.4 IDEAHUB reserves the right to automatically refund transactions that are deemed suspicious or fraudulent without notice to the MERCHANT. MERCHANT will receive notification on refunded transactions.

 

  1. Convenience Fees

5.1 IDEAHUB will charge a Convenience Fee to MERCHANT’s customers for every transaction made through IdeaPay. The amount of the convenience fee charged to MERCHANT’s customers will vary based on the rates listed below (see “Table of IdeaPay Convenience Fees”).

5.2 The Convenience Fees will be automatically deducted outright on the settlement of funds or payout due to MERCHANT on a regular basis (weekly or bi-weekly) as agreed between the parties.

 

  1. Content

Content found on or through this Service are the property of IdeaHub IT Solutions Provider Inc. or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said Content, whether in whole or in part, for commercial purposes or for personal gain, without express advance written permission from us.

  1. Prohibited Uses

You may use Service only for lawful purposes and in accordance with Terms. You agree not to use Service:

0.1. In any way that violates any applicable national or international law or regulation.

0.2. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.

0.3. To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter,” “spam,” or any other similar solicitation.

0.4. To impersonate or attempt to impersonate Company, a Company employee, another user, or any other person or entity.

0.5. In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

0.6. To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of Service, or which, as determined by us, may harm or offend Company or users of Service or expose them to liability.

Additionally, you agree not to:

0.1. Use Service in any manner that could disable, overburden, damage, or impair Service or interfere with any other party’s use of Service, including their ability to engage in real time activities through Service.

0.2. Use any robot, spider, or other automatic device, process, or means to access Service for any purpose, including monitoring or copying any of the material on Service.

0.3. Use any manual process to monitor or copy any of the material on Service or for any other unauthorized purpose without our prior written consent.

0.4. Use any device, software, or routine that interferes with the proper working of Service.

0.5. Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.

0.6. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service.

0.7. Attack Service via a denial-of-service attack or a distributed denial-of-service attack.

0.8. Take any action that may damage or falsify Company rating.

0.9. Otherwise attempt to interfere with the proper working of Service.

  1. Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

  1. No Use By Minors

Service is intended only for access and use by individuals at least eighteen (18) years old. By accessing or using Service, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of Terms. If you are not at least eighteen (18) years old, you are prohibited from both the access and usage of Service.

  1. Accounts

When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

  1. Intellectual Property

Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of IdeaHub IT Solutions Provider Inc. and its licensors. Service is protected by copyright, trademark, and other laws of and foreign countries. Our trademarks may not be used in connection with any product or service without the prior written consent of IdeaHub IT Solutions Provider Inc..

  1. Copyright Policy

We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on Service infringes on the copyright or other intellectual property rights (“Infringement”) of any person or entity.

If you are a copyright owner, or authorized on behalf of one, and you believe that the copyrighted work has been copied in a way that constitutes copyright infringement, please submit your claim via email to [email protected], with the subject line: “Copyright Infringement” and include in your claim a detailed description of the alleged Infringement as detailed below, under “DMCA Notice and Procedure for Copyright Infringement Claims”

You may be held accountable for damages (including costs and attorneys’ fees) for misrepresentation or bad-faith claims on the infringement of any Content found on and/or through Service on your copyright.

  1. Error Reporting and Feedback

You may provide us either directly at [email protected] or via third party sites and tools with information and feedback concerning errors, suggestions for improvements, ideas, problems, complaints, and other matters related to our Service (“Feedback”). You acknowledge and agree that: (i) you shall not retain, acquire or assert any intellectual property right or other right, title or interest in or to the Feedback; (ii) Company may have development ideas similar to the Feedback; (iii) Feedback does not contain confidential information or proprietary information from you or any third party; and (iv) Company is not under any obligation of confidentiality with respect to the Feedback. In the event the transfer of the ownership to the Feedback is not possible due to applicable mandatory laws, you grant Company and its affiliates an exclusive, transferable, irrevocable, free-of-charge, sub-licensable, unlimited and perpetual right to use (including copy, modify, create derivative works, publish, distribute and commercialize) Feedback in any manner and for any purpose.

  1. Links To Other Web Sites

Our Service may contain links to third party web sites or services that are not owned or controlled by IdeaHub IT Solutions Provider Inc..

IdeaHub IT Solutions Provider Inc. has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

YOU ACKNOWLEDGE AND AGREE THAT COMPANY SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD PARTY WEB SITES OR SERVICES.

WE STRONGLY ADVISE YOU TO READ THE TERMS OF SERVICE AND PRIVACY POLICIES OF ANY THIRD PARTY WEB SITES OR SERVICES THAT YOU VISIT.

  1. Disclaimer Of Warranty

THESE SERVICES ARE PROVIDED BY COMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THEIR SERVICES, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED THEREIN. YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.

NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH COMPANY REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

  1. Termination

We may terminate or suspend your account and bar access to Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of Terms.

If you wish to terminate your account, you may simply discontinue using Service.

All provisions of Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

  1. Governing Law

These Terms shall be governed and construed in accordance with the laws of Philippines, which governing law applies to agreement without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding Service.

 

  1. Changes To Service

We reserve the right to withdraw or amend our Service, and any service or material we provide via Service, in our sole discretion without notice. We will not be liable if for any reason all or any part of Service is unavailable at any time or for any period. From time to time, we may restrict access to some parts of Service, or the entire Service, to users, including registered users.

  1. Amendments To Terms

We may amend Terms at any time by posting the amended terms on this site. It is your responsibility to review these Terms periodically.

Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use Service.

  1. Waiver And Severability

No waiver by Company of any term or condition set forth in Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Company to assert a right or provision under Terms shall not constitute a waiver of such right or provision.

If any provision of Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of Terms will continue in full force and effect.

  1. Acknowledgement

BY USING SERVICE OR OTHER SERVICES PROVIDED BY US, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.

  1. Contact Us

Please send your feedback, comments, and requests for technical support by email: [email protected].

 

 

 

Table of IdeaPay Convenience Fees

 

 

PAYMENT METHOD

 

 

TRANSACTION

FEE below Limit

 

Amount Limit

 

Transaction Fee Rate above Limit

 

 

 

 

Unionbank Online Bills Payment

 

 

₱30.00

 

 

 

3.50%

BPI Direct Debit (Saving and Current)

 

 

₱30.00

₱1,000.00

 

GCash

 

 

₱30.00

₱860.00

 

3.50%

Paymaya

 

 

₱35.00

₱1,250.00

 

3.50%

GrabPay

 

 

₱35.00

₱1,250.00

 

3.50%

AliPay

 

 

3.50%

 

 

WeChat

 

 

2.00%

 

 

 

Coins.ph

 

 

₱35.00

₱1,250.00

 

3.50%

Bancnet

 

 

₱30.00

 

 

 

5.00%

7Eleven

 

 

₱35.00

₱714.29